HomeSoutheast Asia's first AI-native bank, backed by Ant Digital, tops 1.2 million users
Ant Financial's AI-driven global business continues to expand. Ryt Bank, Southeast Asia's first AI-native bank supported by Ant Financial, recently announced it has surpassed 1.2 million users and processed over 25 million transactions. Monthly transaction volume has grown more than 35 times since launch, reflecting strong momentum. On May 14, The Asian Banker recognized the project with the 2026 Malaysia Best AI Customer Experience Award.
Co-founded by YTL Group and Sea Limited, the bank holds a digital banking license in Malaysia. From the start, it has built its operations, customer experience, and risk controls around AI as the core engine. With its built-in smart assistant, Ryt AI, users can make payments, transfer funds, manage daily expenses, and handle bills through chat. Nearly half of Ryt Bank's users have tried Ryt AI, and those who use it show twice the retention rate compared to non-users.
Wilson Soon, CEO of Ryt Bank, stated that AI capabilities are the primary driver of growth, and Ant Financial's technical support has been crucial. Ant Financial provides AI support for Ryt Bank across customer service, risk control, and user experience modules. Notably, Ant Financial's ZOLOZ eKYC solution has cut account opening time from several days to as fast as two minutes, enhancing user experience while ensuring account and fund security.
Li Shiwei, President of Ant Financial's International Business, commented: "We're proud to share this award with Ryt Bank. We've demonstrated that AI and finance can integrate seamlessly, offering customers faster, safer, and more personalized banking experiences that deliver real value."
Ryt Bank's success is a prime example of Ant Financial's global AI strategy, built on full-stack AI product capabilities and an open ecosystem. Ant Financial now offers a complete AI stack covering industry-specific large models, intelligent agent R&D, AI security, and scenario applications—all modular, open, and customizable. By combining partners' deep local regulatory, ecosystem, and user insights, both sides turn AI technology into scalable business momentum.
Ant Financial's deep innovation and industrial experience in AI form the foundation of its global strategy. Through long-term investment in enterprise-level AGI, Ant Financial has built substantial technical expertise. It has already helped over 10 domestic financial institutions—including Ningbo Bank and Shanghai Bank—build their own "AI brains" and implement AI in core business scenarios. These capabilities not only serve the domestic market but also drive the competitiveness of Ant Financial's global AI solution offerings.
Related article
DingTalk Rebuilds Architecture With AliAI’s MuleRun, Launching Full-Agent Era
DingTalk’s new CEO and head of the Wukong Business Unit, Chen Yusen, revealed a major organizational restructuring in an internal memo issued this afternoon. By creating the Core Platform Business Department and fully merging the AI Agent team, DingT
How to fix Core Web Vitals for better SEO ranking
How Carrefour Is Using Generative AI to Transform RetailIntroductionHélène Labaum: From Law to E-Commerce LeadershipCarrefour: A Global Retail GiantDigital Transformation at CarrefourCarrefour’s Generative AI StrategyReal-World Applications of Genera
Fortinet’s Virtue AI Deal Bolsters Agentic AI Security
Ken Xie, Founder and CEO of Fortinet | Credit: FortinetFortinet acquires Virtue AI to strengthen runtime protection and automated validation for AI systems as enterprises scale deployment of agents and modelsFortinet has acquired Virtue AI, a company
Related Special Topic Recommendations
Design & Art
Top AI Illustration Tools: Create Editorial Scenes and Cover Art Faster
2026 Latest Top-rated AI Illustration Tools: Our curated list features the best powerfully designed tools for creating stunning editorial scenes and eye-catching cover art quickly. Each option has gone through rigorous real-world tests, offering a free vs paid comparison to help you find the perfect match for your workflow. Try these must-try solutions today to unlock your AI edge and boost your creative productivity. Explore now at XIX.AI.
10 tools
xix.ai
Education and Learning
Top AI Tutors for Exam Prep: Practice Math, Science, and English
2026 Latest Top-Rated Best AI Tutors for Exam Prep are here on XIX.AI! Our curated list features powerful game-changing tools that offer free vs paid comparison, real-world tests, and weekly updated rankings. They help boost your writing efficiency, simplify complex topic learning, and unlock your academic potential. Explore now to Discover your perfect exam prep tool and Start creating today to Unlock your AI edge!
10 tools
xix.ai
Finance
AI Budget Planning Tools for Personal Money Management
2026 Latest Best Top-Rated AI Budget Planning Tools for Personal Money Management are here on XIX.AI! This curated collection features powerful, game-changing solutions that help you conduct real-world tests, understand spending habits, and create personalized plans to boost productivity. Enjoy a free vs paid comparison along with detailed rankings. Must-try tools designed to simplify money management and unlock your AI edge. Explore now!
11 tools
xix.ai
Health & Wellness
AI Sleep Tracking Assistants: Improve Recovery with Better Bedtime Habits
2026 Latest Best Top-Rated AI Sleep Tracking Assistants curated for ultimate recovery. This fully updated weekly guide features powerful tools that deliver real-world tests, free vs paid comparison, and detailed rankings to help you find the must-try solution that boosts sleep quality and supports better bedtime habits. Explore now at XIX.AI to Unlock your AI edge.
10 tools
xix.ai
Data Analysis
AI SQL Copilots for Product and Revenue Analytics
2026 Latest Best Top-Rated AI SQL Copilots for Product and Revenue Analytics! XIX.AI has curated a powerful, game-changing collection of must-try tools that undergo real-world tests through weekly updated rankings. These tools help users boost productivity significantly by accelerating data analysis, streamlining complex queries, and generating accurate insights to drive smarter business decisions. Explore now to Discover your perfect tool for unlocking your AI edge!
14 tools
xix.ai
Education and Learning
Best AI Homework Helpers That Teach: Learn Concepts, Not Just Answers
2026 Latest Best Top-Rated AI Homework Helpers That Teach Core Concepts Not Just Answers Powerful Tools for Students Must-Try Curated List Weekly Updated Free vs Paid Comparison Real-World Tests Accurate Rankings to Help You Unlock Your Full Learning Potential Explore now to Discover your perfect tool for smarter studying.
10 tools
xix.ai
Comments (0)
0/500
Ant Financial's AI-driven global business continues to expand. Ryt Bank, Southeast Asia's first AI-native bank supported by Ant Financial, recently announced it has surpassed 1.2 million users and processed over 25 million transactions. Monthly transaction volume has grown more than 35 times since launch, reflecting strong momentum. On May 14, The Asian Banker recognized the project with the 2026 Malaysia Best AI Customer Experience Award.
Co-founded by YTL Group and Sea Limited, the bank holds a digital banking license in Malaysia. From the start, it has built its operations, customer experience, and risk controls around AI as the core engine. With its built-in smart assistant, Ryt AI, users can make payments, transfer funds, manage daily expenses, and handle bills through chat. Nearly half of Ryt Bank's users have tried Ryt AI, and those who use it show twice the retention rate compared to non-users.
Wilson Soon, CEO of Ryt Bank, stated that AI capabilities are the primary driver of growth, and Ant Financial's technical support has been crucial. Ant Financial provides AI support for Ryt Bank across customer service, risk control, and user experience modules. Notably, Ant Financial's ZOLOZ eKYC solution has cut account opening time from several days to as fast as two minutes, enhancing user experience while ensuring account and fund security.
Li Shiwei, President of Ant Financial's International Business, commented: "We're proud to share this award with Ryt Bank. We've demonstrated that AI and finance can integrate seamlessly, offering customers faster, safer, and more personalized banking experiences that deliver real value."
Ryt Bank's success is a prime example of Ant Financial's global AI strategy, built on full-stack AI product capabilities and an open ecosystem. Ant Financial now offers a complete AI stack covering industry-specific large models, intelligent agent R&D, AI security, and scenario applications—all modular, open, and customizable. By combining partners' deep local regulatory, ecosystem, and user insights, both sides turn AI technology into scalable business momentum.
Ant Financial's deep innovation and industrial experience in AI form the foundation of its global strategy. Through long-term investment in enterprise-level AGI, Ant Financial has built substantial technical expertise. It has already helped over 10 domestic financial institutions—including Ningbo Bank and Shanghai Bank—build their own "AI brains" and implement AI in core business scenarios. These capabilities not only serve the domestic market but also drive the competitiveness of Ant Financial's global AI solution offerings.
DingTalk Rebuilds Architecture With AliAI’s MuleRun, Launching Full-Agent Era
DingTalk’s new CEO and head of the Wukong Business Unit, Chen Yusen, revealed a major organizational restructuring in an internal memo issued this afternoon. By creating the Core Platform Business Department and fully merging the AI Agent team, DingT
How to fix Core Web Vitals for better SEO ranking
How Carrefour Is Using Generative AI to Transform RetailIntroductionHélène Labaum: From Law to E-Commerce LeadershipCarrefour: A Global Retail GiantDigital Transformation at CarrefourCarrefour’s Generative AI StrategyReal-World Applications of Genera
Fortinet’s Virtue AI Deal Bolsters Agentic AI Security
Ken Xie, Founder and CEO of Fortinet | Credit: FortinetFortinet acquires Virtue AI to strengthen runtime protection and automated validation for AI systems as enterprises scale deployment of agents and modelsFortinet has acquired Virtue AI, a company
2026 Latest Top-rated AI Illustration Tools: Our curated list features the best powerfully designed tools for creating stunning editorial scenes and eye-catching cover art quickly. Each option has gone through rigorous real-world tests, offering a free vs paid comparison to help you find the perfect match for your workflow. Try these must-try solutions today to unlock your AI edge and boost your creative productivity. Explore now at XIX.AI.
10 tools
xix.ai
2026 Latest Top-Rated Best AI Tutors for Exam Prep are here on XIX.AI! Our curated list features powerful game-changing tools that offer free vs paid comparison, real-world tests, and weekly updated rankings. They help boost your writing efficiency, simplify complex topic learning, and unlock your academic potential. Explore now to Discover your perfect exam prep tool and Start creating today to Unlock your AI edge!
10 tools
xix.ai
2026 Latest Best Top-Rated AI Budget Planning Tools for Personal Money Management are here on XIX.AI! This curated collection features powerful, game-changing solutions that help you conduct real-world tests, understand spending habits, and create personalized plans to boost productivity. Enjoy a free vs paid comparison along with detailed rankings. Must-try tools designed to simplify money management and unlock your AI edge. Explore now!
11 tools
xix.ai
2026 Latest Best Top-Rated AI Sleep Tracking Assistants curated for ultimate recovery. This fully updated weekly guide features powerful tools that deliver real-world tests, free vs paid comparison, and detailed rankings to help you find the must-try solution that boosts sleep quality and supports better bedtime habits. Explore now at XIX.AI to Unlock your AI edge.
10 tools
xix.ai
2026 Latest Best Top-Rated AI SQL Copilots for Product and Revenue Analytics! XIX.AI has curated a powerful, game-changing collection of must-try tools that undergo real-world tests through weekly updated rankings. These tools help users boost productivity significantly by accelerating data analysis, streamlining complex queries, and generating accurate insights to drive smarter business decisions. Explore now to Discover your perfect tool for unlocking your AI edge!
14 tools
xix.ai
2026 Latest Best Top-Rated AI Homework Helpers That Teach Core Concepts Not Just Answers Powerful Tools for Students Must-Try Curated List Weekly Updated Free vs Paid Comparison Real-World Tests Accurate Rankings to Help You Unlock Your Full Learning Potential Explore now to Discover your perfect tool for smarter studying.
10 tools
xix.ai
